Financial Planning advice from Wigan based adviser

Wigan Business Directory, Advertise in Wigan, Wigan Investment planning, Wigan Savings advice, Wigan Pension Planning, Wigan Independent Financial Adviser, IFA in Wigan, Financial Planning in Wigan and Financial Planner in Wigan

LJ Financial Planning provide independent financial advice to individuals from all walks of life, as well as to businesses, partnerships, professional practices and companies, on all aspects of financial planning in Wigan.

They offer Investment planning, saving advice and pension planning.
A locally based Wigan Financial Adviser will visit you and offer financial planning in your own home.

Because they are fully independent advisers, they can provide advice on the broadest range of products and services. Whatever finanical help you need, LJ Financial Planning have many years of experience providing it and there are many ways in which they can help you.

Here are just some of the areas they have helped people with in the past year:
Savings & Investments - Regular Savings, Investment of Capital to improve growth or provide more income, Ethical and Socially Responsible Invesment and Trustee Investments.

Planning for Retirement - Personal Pensions, Company Pension Schemes, Self-Invested Pensions including Property Purchases, Pension Transfers, Income Drawdown, Phased Retirement and Open Market Options.Family Protection - Whole of Life Assurance, Term Assurance, Mortgage Protection, Family Income Benefit, Income Protection and Critical Illness Cover.Business Protection - Key Man Insurance, Share Purchase Agreements, Partnership Protection, Group Medical Insurance and Employee Benefit Schemes.Mortgages - First & Second Time Buyers, Remortgages, Buy-to-Let, Let-to-Buy and Equity Release.*Tax Planning - Improving the tax efficiency of investments and planning to reduce Income Tax, Capital Gains Tax, Inheritance Tax and Corporation Tax.The Advice Process

Whilst The advisers can work remotely from you, i.e. using emails, telephone and post, they very much prefer to meet their clients face to face. Meetings can take place at your home, at their offices, your place of work, or any other suitable venue. The first meeting usually takes about an hour, when you can tell them in confidence your financial goals, needs or fears, and they will prioritise these with you. This meeting is free of charge, and you are under no obligation to follow it up.

Please be as open and honest as you can, because the more information you provide the better, and more accurate, the adviser can be with his or her recommendations.

If you do decide to follow-up the intial meeting, they will analyse your situation, your needs and priorities, and prepare a written report or plan of action for you. They will discuss this report with you in a follow-up meeting and explain their recomendations to you in detail. They will always make sure you understand the ideas, plans and contracts they propose to help you acheive your objectives.

The cost of their advice and services depends on various factors, and not just the length of time they spend with you. The charges can be structured in several ways to suit you. Some clients prefer a fee-based approach or a retainer basis, while others prefer them to receive commission.

Either way, LJ Financial Planning will always offer you the choice, and they will explain their charges with you in an open and transparent manner.

*Note: Tax planning is not regulated by the Financial Services Authority.
CALL :- Steve Broady on 07932 643 931